Equine veterinarian Tory Greyson has always played the safe bet. That is, until she runs into a very cute, opinionated, jobless journalist. The small town of Cherokee Falls is just a pit stop for Leah Montgomery while she figures out how to put her career back on track and deal with her grandmother’s slide into dementia. Tory is unable to resist when Leah talks her into putting money on a long shot at the track and then spending the winnings to buy a wild pony. Will Tory take a chance on Leah, too? Or will she stick with the safe bet and pursue Bridgette LeRoy, the calm, Zen-centered artist who arrives to teach at the local college?